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Template — not yet legal advice. This document is drafted to match how Margin actually works, but the bracketed {{VALUES}} must be completed and the whole document reviewed by a qualified professional before publication.

Terms of Service

Last updated: June 19, 2026

These Terms of Service (“Terms”) govern your access to and use of Margin, a browser-extension software-as-a-service product for anchored, workspace-scoped discussions on web pages, together with the related browser extension, websites, APIs, and services (collectively, the “Service”). Margin is operated by {{OPERATOR_NAME}}, an individual developer (sole proprietor) based in {{OPERATOR_LOCATION}}; in these Terms, “Margin,” “we,” “us,” and “our” refer to that operator, and you can contact us by email at hello@margindoc.dev (a postal address is available on request at {{CONTACT_ADDRESS}}). These Terms are a binding agreement between you and the operator of Margin.

By installing the Margin browser extension, creating or joining a workspace, or otherwise accessing or using the Service, you agree to these Terms. If you do not agree, do not use the Service. If you are using the Service on behalf of an organization, you represent that you are authorized to bind that organization to these Terms, and “you” refers to that organization.

Effective date: June 19, 2026. Please also review our Privacy Policy, which explains how we handle data and is incorporated into these Terms by reference.

1. Acceptance and Eligibility

To use the Service, you must be at least 18 years old (or the age of majority in your jurisdiction) and capable of forming a binding contract. The Service is intended for business and professional use by members of a workspace, not for consumer or personal use.

If you accept these Terms on behalf of a company or other legal entity, you represent and warrant that you have the authority to bind that entity. You may only use the Service in compliance with these Terms and all applicable laws.

2. Description of the Service

Margin is an extension-only product. After a workspace member installs the Margin browser extension in a supported Chromium-based browser, the extension renders a client-side overlay on the web page the member is currently viewing and lets the member:

Workspace is the only visibility boundary. All comments, page records, read state, notifications, search results, and exports belong to exactly one active workspace. The same URL viewed in two different workspaces produces two separate, isolated discussion spaces. My Inbox, history, search, discussion links, and exports never cross workspace boundaries.

Client-side only; no scraping. The extension only sees pages that your own browser renders. Margin’s servers do not fetch, crawl, or scrape the third-party page content of the pages you visit. URLs are stored as opaque strings and run through your workspace’s URL-privacy rules before being saved, displayed, linked, exported, or used in notifications. We may modify, add, or remove features of the Service over time as described in Section 18.

Beta and pre-release functionality. Some features, integrations, or plan capabilities may be offered as beta, pre-release, or evaluation functionality, or may be described as planned and not yet generally available; such features are provided “as is” without any warranty or service commitment and may change or be withdrawn at any time.

3. Accounts and Workspaces

To use the Service you must create or join a Margin account and belong to at least one workspace. Ordinary accounts authenticate through Supabase Auth; enterprise workspaces may use single sign-on through our SSO provider, Scalekit (SAML/OIDC), a capability we have selected but not yet enabled in the Service. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

Comments are attributed to their real-name author within the workspace. You agree to provide accurate account information and to keep it current. You must promptly notify us of any unauthorized use of your account or any other suspected security breach. A workspace is the unit of organization, authorization, and billing; your access to workspace data is governed by your membership and role (Owner, Admin, Member, or Billing Admin) within that workspace.

Login or billing identities established with a third-party provider (for example, an SSO identity provider or our Merchant of Record) never by themselves grant you authorization within a workspace. Workspace membership, as managed by a workspace Owner or Admin, is the sole source of truth for what you may access.

4. Your Content and Responsibilities

“Your Content” (referred to as “Workspace Content” in our Privacy Policy) means the comments, replies, @mentions, pasted image attachments, and other materials that you or your workspace submit to the Service. As between you and Margin, you (or your workspace) retain all rights you have in Your Content. We do not claim ownership of Your Content.

You grant Margin a worldwide, non-exclusive, royalty-free license to host, store, copy, transmit, display, process, and otherwise use Your Content solely to operate, provide, secure, maintain, and improve the Service for you and your workspace, including delivering notifications, generating workspace-scoped search, building token-scoped invite previews, and routing messages to enabled integrations. This license ends when Your Content is deleted from the Service, except for copies retained in backups or as required by law, and except for de-identified or aggregated data that does not identify you.

You are solely responsible for Your Content and for ensuring you have all rights necessary to submit it. You represent and warrant that Your Content, and your use of the Service, do not and will not violate these Terms, any third party’s rights, or any applicable law.

Third-party page content is not yours and is not ours. The web pages on which you comment, and all third-party page content on those pages, are owned and controlled by the original site or its licensors. Margin does not claim any ownership of, and is not responsible or liable for, the third-party page content you comment on. “Page-Derived Text” — the quotes, anchors, page title, domain, and normalized and display URL captured from the rendered page — is captured from the page your browser renders, is treated by Margin as untrusted input, and is HTML-escaped wherever it is displayed. Page-Derived Text is distinct from the third-party page content (the underlying site), which Margin neither owns nor scrapes.

5. Acceptable Use

You are responsible for how and where you use the Service. By using Margin, you represent, warrant, and agree that:

You are responsible for your own compliance with the terms, policies, and laws applicable to the third-party sites and content with which you interact through the Service. We may investigate and take appropriate action, including suspension or termination under Section 15, for any suspected violation of this Section.

6. Workspace Administrators and Enterprise Governance

Workspaces are administered by their Owners and Admins. Workspace administrators can manage membership and roles, send and revoke invites, configure enabled integrations and notification channels, set URL-privacy and site policies, manage billing (in the case of an Owner or Billing Admin), access audit logs, and request export or deletion of workspace data. The Billing Admin role is limited to billing and does not by itself grant content-governance authority.

If you join a workspace that is controlled by an organization (for example, your employer), that organization’s administrators may have the ability to access, monitor, control, retain, export, restrict, or remove Your Content and your access within that workspace, in accordance with the organization’s own policies. You acknowledge and agree that Margin may act on the instructions of a workspace’s authorized administrators with respect to that workspace and its data, and that as between you and your organization, your organization is responsible for its administration of the workspace.

Enterprise capabilities such as self-service SSO (SAML/OIDC), directory or SCIM provisioning, per-workspace integrations, site policies, audit logging, retention and export controls, managed extension distribution, and data-residency or private-deployment options may be made available subject to your plan and to a separate written agreement. Some of these enterprise capabilities are available today and others are planned; availability is described in your plan or order form. Enterprise onboarding is handled manually and is not bound to self-service checkout.

7. Subscriptions, Plans, Billing, and Taxes

Margin offers a Free plan and paid plans (including Team and Enterprise). The Free plan is subject to usage limits (for example, on the number of workspaces, members, and history) that we may set and change from time to time. Free plans do not enter our Merchant of Record. The workspace, and not an individual account or domain, is the unit of billing; a paid “seat” corresponds to an active workspace member, and pending invites are not billed.

Merchant of Record. Paid Team subscriptions are sold and processed through Polar.sh, which acts as the Merchant of Record and is the seller of record for those subscriptions and which handles billing on our behalf. When you purchase a paid plan, you do so through Polar.sh’s hosted checkout, and your purchase is also subject to Polar.sh’s applicable terms. Only a workspace Owner or Billing Admin may initiate checkout. Margin’s servers create the hosted checkout and never receive or store your full payment card details.

Auto-renewal. Unless otherwise stated, paid subscriptions renew automatically at the end of each billing period at the then-current rate, until cancelled. You authorize Polar.sh to charge the applicable fees on a recurring basis. We (or Polar.sh) will charge the renewal fee on or shortly before each renewal date using your payment method on file. You may cancel a subscription as described in your account or workspace billing settings or through Polar.sh; cancellation takes effect at the end of the current billing period unless otherwise required by law. You may cancel at any time before the renewal date to avoid the next charge, and where required by law you will receive advance renewal or price-change notices and any statutory cancellation or withdrawal rights.

Taxes. As Merchant of Record, Polar.sh is responsible for calculating, collecting, and remitting applicable sales tax, VAT, GST, and similar taxes on paid subscriptions. Prices may be shown exclusive of such taxes, which will be added at checkout where applicable.

Trials. If we offer a free trial or promotional pricing, we will disclose its terms at sign-up, including whether and how it converts to a paid plan.

Refunds. Except where required by applicable law or expressly stated otherwise, fees are non-refundable, and refunds (if any) are handled through Polar.sh in accordance with its policies. Enterprise plans are governed by their separate written agreements.

8. Third-Party Integrations and Services

The Service may interoperate with optional third-party services, including enterprise instant-messaging notification channels (such as Slack, Microsoft Teams, and Feishu/Lark), single sign-on identity providers, our Merchant of Record, and browser push services. These integrations are optional and, where applicable, are enabled at a workspace’s discretion using that workspace’s own credentials.

Your use of any third-party service is governed by that third party’s own terms and privacy policies, not by these Terms. Margin does not control and is not responsible for third-party services, and we make no warranties about them. If a third-party service becomes unavailable or changes, the related Margin functionality may be affected. You are responsible for complying with the terms of any third-party service you connect to the Service.

9. Margin Intellectual Property

The Service, including the Margin extension, software, APIs, anchoring technology, user interfaces, designs, documentation, and all related intellectual property, is and remains the exclusive property of {{OPERATOR_NAME}} and its licensors. Except for the limited rights expressly granted to you in these Terms, we reserve all rights in and to the Service.

Subject to your compliance with these Terms and payment of any applicable fees, Margin grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to install and use the Service for your internal business purposes during the term of these Terms. You may not copy, modify, distribute, sell, lease, sublicense, reverse engineer (except as permitted by law), or create derivative works of the Service, or remove any proprietary notices. “Margin” and our logos are our trademarks and may not be used without our prior written permission.

We respect the intellectual property rights of others and respond to clear notices of alleged copyright infringement. If you believe content on the Service infringes your copyright, send a notice containing the information required under the U.S. Digital Millennium Copyright Act (17 U.S.C. § 512) to hello@margindoc.dev. A valid notice should identify the copyrighted work, identify the allegedly infringing material and its location, and include your contact information and the statements required by law. We may remove or disable access to allegedly infringing content and, in appropriate circumstances, terminate the accounts of repeat infringers.

11. Feedback

If you provide us with suggestions, ideas, improvements, or other feedback about the Service (“Feedback”), you grant Margin a perpetual, irrevocable, worldwide, royalty-free, fully paid-up, sublicensable, and transferable license to use and exploit the Feedback for any purpose without restriction or obligation to you. Feedback is provided voluntarily and is not confidential.

12. Privacy and Data Processing

Our collection and use of personal and workspace data in connection with the Service is described in our Privacy Policy, which is incorporated into these Terms by reference. By using the Service, you acknowledge that you have read the Privacy Policy. Where you submit personal data of others (for example, by inviting a person by email or @mentioning them), you represent that you have the necessary rights and lawful basis to do so.

To the extent we process personal data on your or your workspace’s behalf, we can enter into a data processing addendum on request — contact hello@margindoc.dev. That addendum, once in place, is incorporated into these Terms and governs our role as processor or service provider, including security, sub-processing, and international-transfer terms.

13. Disclaimers

THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. TO THE MAXIMUM EXTENT PERMITTED BY LAW, MARGIN AND ITS SUPPLIERS DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

Margin does not warrant that the Service will be uninterrupted, timely, secure, or error-free, that anchored comments will always remain attached to their intended page locations, that notifications will always be delivered, or that defects will be corrected. Margin is not responsible for the content, availability, accuracy, or legality of any third-party page on which you use the Service, or of any third-party service you connect. Beta, pre-release, evaluation, or planned-but-not-yet-available features are provided without any warranty or service commitment and may change or be withdrawn at any time. You use the Service, and access third-party pages, at your own discretion and risk. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT WILL MARGIN OR ITS SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR BUSINESS, ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, AND WHETHER OR NOT MARGIN HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MARGIN’S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNTS YOU PAID TO MARGIN FOR THE SERVICE IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (USD $100). THESE LIMITATIONS APPLY EVEN IF A REMEDY FAILS OF ITS ESSENTIAL PURPOSE. Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for gross negligence or willful misconduct.

15. Indemnification

You will defend, indemnify, and hold harmless Margin and its operator, {{OPERATOR_NAME}}, and our agents and contractors from and against any claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to: (a) Your Content; (b) your or your workspace’s use of the Service; (c) your breach of these Terms or of any applicable law; (d) your violation of any third party’s rights, or of the terms or policies of any site or service with which you interact through the Service; or (e) any dispute between you and another user or third party. Margin may, at its option, assume the exclusive defense and control of any matter subject to indemnification, in which case you will cooperate with Margin.

16. Term and Termination

These Terms apply from the time you first access the Service and continue until terminated. You may stop using the Service and terminate these Terms at any time by ceasing all use, uninstalling the extension, and, where applicable, cancelling your subscription and closing your account or workspace.

We may suspend or terminate your access to the Service, in whole or in part, with or without notice, if we reasonably believe you have violated these Terms, if required to protect the security or integrity of the Service or other users, if required by law, or if your account or workspace is delinquent in payment. We may also discontinue the Service as described in Section 19.

Effect of termination. On termination, your right to use the Service ends. Sections that by their nature should survive termination (including Your Content license to the extent of retained copies, intellectual property, feedback, disclaimers, limitation of liability, indemnification, and the miscellaneous provisions) survive. For a period of thirty (30) days after termination (unless a shorter period is required by law or by your instruction), a workspace administrator may export workspace data using available export tools, subject to plan capabilities. After that period, we may delete or de-identify workspace data in accordance with our Privacy Policy and retention practices, except for copies retained in backups or as required by law. Comment deletions are handled as soft deletions with a placeholder and an audit record retained as described in our documentation.

17. Suspension for Risk

In addition to Section 16, we may immediately suspend your or your workspace’s access to all or part of the Service if we reasonably determine that continued access poses a security, legal, or operational risk to the Service, to Margin, or to others, including suspected unauthorized access, fraudulent or unlawful activity, or activity that threatens the workspace-isolation and security boundaries described in these Terms. We will use reasonable efforts to restore access once the issue is resolved.

18. Changes to These Terms

We may update these Terms from time to time. If we make material changes, we will provide reasonable notice, for example by posting the updated Terms with a new effective date or by other reasonable means. Changes take effect on the stated effective date. Your continued use of the Service after the effective date constitutes acceptance of the updated Terms. If you do not agree to the updated Terms, you must stop using the Service.

19. Changes to the Service

The Service is evolving and is being delivered as a target-state product whose features are introduced and refined over time. We may add, change, suspend, or discontinue features, integrations, plans, or the Service as a whole, in whole or in part, at any time. Where a change materially and adversely affects a paid plan, we will use reasonable efforts to provide notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of the Service, except as expressly provided in these Terms or a separate written agreement.

20. Governing Law, Dispute Resolution, and Venue

These Terms and any dispute arising out of or relating to them or the Service are governed by the laws of {{OPERATOR_LOCATION}}, without regard to its conflict-of-laws principles. You and Margin agree that the exclusive jurisdiction and venue for any dispute that is not otherwise subject to an alternative dispute-resolution process will be the courts located in {{OPERATOR_LOCATION}}, and you consent to the personal jurisdiction of those courts.

Before filing any claim, you agree to first contact us at hello@margindoc.dev and attempt in good faith to resolve the dispute informally. To the extent permitted by law, any dispute will be resolved on an individual basis, and you and Margin waive any right to participate in a class or representative action. If this class-action waiver is found unenforceable in a given matter, that matter will proceed in court but the waiver will remain enforced to the maximum extent permitted, and the remainder of this Section will continue to apply. To the extent permitted by law, any claim arising out of or relating to these Terms or the Service must be brought within one (1) year after the claim arises. Nothing in this Section prevents either party from seeking injunctive or equitable relief to protect its intellectual property or confidential information.

21. Miscellaneous

Entire agreement. These Terms, together with the Privacy Policy and any separate written agreement that expressly references these Terms (such as an Enterprise order or agreement), constitute the entire agreement between you and Margin regarding the Service and supersede all prior or contemporaneous agreements on that subject. In the event of a conflict, a signed Enterprise agreement controls over these Terms.

Severability. If any provision of these Terms is held unenforceable, that provision will be limited or severed to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.

Assignment. You may not assign or transfer these Terms or any rights or obligations under them without our prior written consent. We may assign these Terms, including in connection with a merger, acquisition, reorganization, or sale of assets. Any prohibited assignment is void.

Force majeure. Margin is not liable for any delay or failure to perform resulting from causes beyond its reasonable control, including acts of God, natural disasters, war, terrorism, civil unrest, labor disputes, governmental action, internet or utility failures, or third-party service or infrastructure outages.

Relationship. The parties are independent contractors; these Terms do not create any partnership, joint venture, agency, or employment relationship.

22. Contact

If you have questions about these Terms or the Service, you can reach us by email at hello@margindoc.dev (a postal address is available on request at {{CONTACT_ADDRESS}}):